Loan Officer Resume Example and Template
Loan officer resumes stand out when you show loans originated, approval rates, and portfolio value managed. Highlight your expertise in specific loan types, relationship-building ability with borrowers, and understanding of underwriting and loan terms.
Loan managers want officers who generate volume, close deals efficiently, maintain strong pipeline management, and possess strong credit analysis skills or the coachability to develop them.
A complete, realistic Loan Officer resume, laid out in an ATS-tested template. The candidate is illustrative: the name, employers and figures were written for this example and identify no real person, so you can copy its structure and wording freely.
Updated September 2026
Also searched as
Commercial Loan Officer, Commercial Loan Associate, Loan Processing Coordinator
Robert Washington: Loan Officer
Dallas, United States
Summary
Commercial loan officer with 6 years of experience originating and managing commercial real estate and business loans for regional bank. Originated $82M in loans across 140+ borrower relationships, maintained 89% approval rate with 18% loss rate, and built referral network generating 35% of new loan volume.
Work Experience
Commercial Loan Officer, Lone Star Bank
Feb 2020 – Present. Regional bank, $4.2B assets, Dallas headquarters
- Originate commercial real estate and business loans, managing end-to-end loan process from application through closing, sourcing deals and underwriting credit.
- Developed 85 active borrower relationships and generated $42M in loan originations in 2025, achieving 89% approval rate through disciplined credit analysis.
- Built referral network with commercial real estate brokers and small business associations, generating 35% of new loan pipeline through trusted relationships.
- Manage $56M in commercial loan portfolio, maintaining quarterly borrower reviews, monitoring covenant compliance, and supporting customer retention.
Commercial Loan Associate, Trinity Financial Group
Jun 2018 – Jan 2020. Community bank, 18 branches, $2.1B assets
- Supported commercial loan officers by gathering financial documentation, analyzing tax returns and balance sheets, and preparing credit memos.
- Learned commercial loan underwriting standards, credit policy, and loan structure options for real estate, construction, and business loans.
- Assisted with loan applications, coordinated with appraisers and title companies, and tracked loans through underwriting and closing process.
- Originated 15 loans totaling $8.2M with support from loan officers.
Loan Processing Coordinator, Southwest Credit Union
Jan 2017 – May 2018. Credit union, $850M assets, 8 branches
- Processed consumer and small business loan applications, verifying credit reports, income documentation, and employment history.
- Coordinated with underwriting and loan officers to facilitate loan closings and maintain pipeline management.
Education
Southern Methodist University
Bachelor of Business Administration, Finance. Aug 2013 – May 2017
Skills
Commercial loan origination, Real estate lending, Business lending, Credit analysis, Loan underwriting, Financial statement analysis, Loan portfolio management, Relationship management, Loan documentation, Compliance and regulations, Pipeline management, Borrower retention
Languages
English
Certificates and Awards
- Loan Officer License, Texas Finance Commission, 2018
Why this look works
Loan officers balance relationship expertise with financial discipline. Professional navy with confident white space and clean organization signal both trustworthiness and analytical rigor. Your format should reflect the judgment and sound decision-making lenders depend on.
Resume tips for this job
- Always show loan volume and approval rate. Originating $82M across 140 borrowers with an 89% approval rate tells employers you generate business and make sound credit decisions.
- Highlight relationship-building and pipeline management. Showing 35% of new volume from referrals proves you build durable borrower relationships and have a dependable deal flow.
- Detail specific loan types you specialize in. Commercial real estate, construction, SBA, equipment financing. Deeper expertise in one category is more valuable than shallow knowledge across many.
- Mention portfolio management and borrower retention. Loan officers who maintain long-term relationships and grow customer lifetime value are more valuable than those who focus only on new deals.
Common questions
Is a loan officer license required to work in lending?
Yes, typically. Most states require a Loan Officer License (Nationwide Mortgage Licensing System and Registry, or NMLS). Requirements vary by state and loan type. You usually need a license before you can officially originate loans, though you can work as an associate under an officer's sponsorship while pursuing licensing.
How important is credit analysis knowledge to starting a loan officer role?
Very important. Loan officers must demonstrate credit judgment and understand financial statement analysis. If you're applying for your first loan officer role, show any credit analysis or financial analysis experience you have. Most banks will provide underwriting training, but the foundation matters.